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GSF Mortgage is a full-service mortgage lender. With 20+ years of lending experience, we are an industry leader in mortgage products and customer service!  We offer creative financing, competitive rates, and competitive closing costs! Don't qualify for a mortgage right now? We also offer credit repair tips that can usually turn your credit situation around in 30-90 days! Want to build a home? We offer a low money down, hassle-free loan!  Apply today!  Applications are free and your dream home is just a few clicks away!

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Refinancing

 

Refinancing is the process of obtaining a new mortgage for many different reasons. Most people refinance when they have equity on their home (the difference between the amount owed to the mortgage company and the worth of the home).

Reasons to refinance:

  • Lower amount of years left to pay
  • Lower interest rate
  • Get rid of monthly mortgage insurance (PMI)
  • Switch from adjustable to fixed interest rate

 

Loan Programs

USDA A USDA mortgage is guaranteed by the US Department of Agriculture. USDA home loans are no money down, 100% financing in rural areas of Wisconsin.



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VA VA loans are established by the United States Department of Veteran Affairs to eligible veterans and their families obtain home financing. They offer up to 100% financing on the value of a home.


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FHA FHA loans are government back loans insured by the Federal Housing Administration (FHA). FHA loans are designed for borrowers who are unable to make a large down payment and have lower credit scores/credit issues in the past. Calculate Payment
Conventional Conventional loans follow the guidelines of government sponsored enterprises (GSEs). Borrowers with a stable job, income, and good credit are great candidates for this loan program.


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About

Tad Ries


Hello! My name is Tad Ries. I am a Regional Branch Manager for GSF Mortgage Corporation, located at Little Chute Wisconsin (Appleton/Green Bay area). I have been assisting individuals and families in achieving their dreams of becoming homeowners for the past 20+ years. With my extensive experience, I manage their mortgages by keeping them up to date with the best possible loan for their situation. I would be honored to assist you with your next home purchase or refinance.

Since the beginning of my career as a loan officer in 1995, I have worked my way up the corporate ladder. I have been honored with many awards including superstar of the year, partner of the year and top performer for many years running for GSF Mortgage.

I am also the owner of RCV Properties, LLC and Ries Custom Homes. RCV Properties is a rent-to-own based company that has helped dozens of families realize the dream of home ownership. Ries Custom Home is a custom home-building company allowing for a lower down payment than conventional construction loans. For only $10,000 down (about 5%), I will build you a custom turn-key home. I buy the lot; you choose the custom layout and designs of the home. When the construction is complete, I sell it to you and do the financing to be sure you are getting the best interest rate and term available. I apply your $10,000 deposit to your down payment and closing costs at closing. Down payments of 20%+ for a construction loan is no longer needed. I am not aware of any other builder offering this!

Outside of work, I enjoy the outdoors, including hunting fishing, snowmobiling and boating, along with spending time with my family.

I appreciate your business and look forward to hearing from you!

Tad